Personal auto insurance is designed for the needs of consumers, either as an individual or a family. It protects your personal assets if you are in an auto accident by providing the funds to fix your vehicle, pay for medical expenses or pay for liability charges if you caused the accident.

Obtaining personal auto insurance is relatively easy, but you will need to provide some basic information before you ask for a quote. The information you need to provide for a quote includes:

• The Vehicle Identification Number, or VIN
• The names, ages and basic details of all of the primary drivers
• The make and model of the car

Although certain information is necessary to get a quote, providing more details will result in an accurate estimate. For example, if you are a student in college with good grades, then you can ask about a good student discount. The quote can include discounted rates that apply to your account, but you will need to provide proof after the company insures your vehicle.